Automated decisions

Documented automated decisions

Documents the decisions as the system makes them.

Kubli Compass records what every automated decision about a person was based on, at the moment it is made. It produces the documentation the EU AI Act requires for high-risk systems, including differences in behaviour between groups.

Output
Decision and reasoning
Approve, decline, or hand it to a person
Documentation
Written as it runs
Versions, data used, discarded alternatives, with dates
Fairness
Measured every version
Differences in behaviour between groups of people
Validation
Against real data
It learns on the treated set, it is measured on the real one
Kubli Compass · Live demo

Applications as they get decided

Every time the needle settles, the application lands here with its outcome and its reason. There are three exits: approve, decline, and when the signals contradict each other it goes to a person.

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CaseAmountHistoryIncomeOutcome

The reason column is the only thing that lets you answer someone who asks why they were turned down. It is recorded for the approvals too.

Europe's new rules on artificial intelligence treat automated decisions about people as high risk. In practice that means you will have to show how the system works, not merely that it works.

Sectors

  • Banking
  • Consumer credit
  • Insurance
  • Human resources
  • Marketplaces
  • Public services

Not just credit

The demo above shows a credit application. The same engine works wherever an automated decision affects a person.

  • Insurance underwriting

    Accepting or declining a policy, with the reason on record and not just the price.

  • Candidate screening

    An automated screening of applications that has to hold up when someone asks why they were ruled out.

  • Benefit eligibility

    A subsidy or public service assigned by a system that has to justify every exclusion.

How it works

Documented automated decisions

Kubli Compass records what every automated decision about a person was based on, at the moment it is made. It produces the documentation the EU AI Act requires for high-risk systems, including differences in behaviour between groups.

  1. Years of history become available again

    Old files hold the complete stories: who saw it through, who stopped, and how long it took. They are also the ones nobody could ever open. Echo makes them usable, Compass trains on them.

  2. The number you see is the number you get

    The model learns on the treated material and is measured against your real data. If the gap between the two is too wide, Compass flags it and the model does not ship.

  3. Differences between groups get measured

    If the system behaves differently with different groups of people, the difference is calculated and recorded at every version. It is the first thing an inspection asks for, and almost always the first thing missing.

  4. The documentation is written as it runs

    Versions, data used, results and discarded alternatives are recorded as the work happens. When the time comes to show how the system was built, the material already exists and carries the right dates.

Two routes

Where would you like to start?

If you have a problem to solve, start with a demo on your own case. If you are assessing us, as a fund or a procurement team, start with the confidential documentation.

Or just write to us[email protected]

Kubli issues no certifications and holds none. It hands over the measurements taken and the documents to stand behind them when someone asks.

A demo on your case

Thirty minutes. You tell us which data is blocked and what you would do with it, and we show you the result on an example close to yours. If the case is not a fit we say so on the call.

  • A person answers, within one working day
  • Nothing gets uploaded before the confidentiality and processing agreements are signed
  • If the case does not hold up, we tell you straight away

Optional. Leave it and we call you instead of writing.

We use these details only to get back to you. We do not pass them to anyone.